- +1 (786) 985-1383
- carter@cartersbusinesssolutions.com
CARTER & CARTER BUSINESS SOLUTIONS LLC
Commercial & Business Funding
Carter & Carter provides business owners with accelerated access to financing options that are nimble and flexible enough to meet your short-term needs and facilitate your long-term growth.
Business Funding
We’ve helped businesses use a holistic approach to financing. We help you understand & improve you Fundability Factors™, establish and use your business credit, and match you with lenders to get loans and credit lines.
How Carter & Carter Helps You:
- Set Up Your Business: Set up your business to meet lender and credit issuer Fundability™ standards to get automated approvals.
- Set Up and Activate Your Current Profile: Set up and activate your credit profile with Dun & Bradstreet, Experian, and Equifax Commercial and get your free D-U-N-S number (which is essential to building great business credit).
- Get Initial Trade Credit: Get initial trade credit to build your business credit reports with no personal guarantee.
- Get Business Credit: Get business credit without a personal guarantee.
With business credit & funding you get money to:
- Grow an existing business
- Start a business
- Hire employees
- Get new equipment
- Open new locations
- Get vehicles, fuel and maintenance
- Advertise to get new clients and customers
Commercial Real estate Funding
Purchase, renovate, or refinance commercial properties
Our large purpose-built loans are ideal for businesses and individuals buying, renovating, or refinancing investment & commercial properties.
Real Estate Financing Benefits
- Loans start at $100,000
- Up to 90% financing available, depending on the financing options selected
- Construction loans available with interest-only payments during draw periods
- Variable or fixed interest rates
- Flexible payment terms with amortization options of up to 25 years
- Refinancing options to lower your mortgage payments
- Conventional or SBA financing
Business Funding
Working Capital Loans
Working capital loans are designed to provide businesses with the funds they need to cover operational expenses, such as payroll, inventory, and accounts payable. These loans can help businesses maintain cash flow, manage seasonal fluctuations, and take advantage of new opportunities.
Business Credit Cards
Business credit cards can be a valuable tool for businesses looking to finance small-scale projects or unexpected expenses. With a business credit card, businesses can enjoy the convenience of a revolving line of credit, with flexible payment terms and rewards programs.
Equipment Funding
Financing for business-related equipment, from machinery to technology.
Truck & Heavy Equipment Loans
Loans for bulldozers, trucks, and other heavy equipment.
Business Lines of Credit
Business lines of credit provide businesses with access to a revolving line of credit that can be used to finance ongoing operations, invest in new projects, or respond to unexpected expenses. These loans offer flexible repayment terms and can help businesses maintain a healthy cash flow.
Term Loans
Mid-to-long-term financing for businesses with annual revenues of $500,000 or more.
SBA Loan
Unsecured loans for flexible use without collateral.
Business Acquisition Loans
Loans for purchasing established businesses.
Accounts Receivable Funding
Financing based on outstanding invoices to improve cash flow.
Gap Funding
Unsecured loans for flexible use without collateral.
Commercial Funding
1-4 Unit Investment Properties
A long-term loan intended for new and experienced real estate investors seeking long-term rental financing for SFR, Townhouse, PDU or condo nationwide
Fix & Flip/Hold
A short-term loan intended for new and experienced real estate investors seeking funding for fix & flip properties nationwide.
Multi-Family Loan
This loan is intended for new and experienced real estate investors seeking funding for 5+ unit apartments nationwide.
Mixed Use Properties
This loan is intended for new and experienced real estate investors seeking funding for Mixed-use properties. Mixed Use properties refer to properties intentionally used for a variety of purposes, including commercial, residential, retail, office, or parking space. For instance, if you had an apartment complex, retail stores, and businesses located within the same area, this would be a mixed-use property.
Commercial Properties
Commercial real estate refers to any property used for business activities. Types of commercial real estate include hospitals, assembly plants, storage warehouses, shopping centers, office spaces, gas stations, RV parks or any other location for a business enterprise.
Land Loan
A land loan – sometimes referred to as a lot loan – is used to finance the purchase of a plot of land. You can take out a land loan if you’re interested in buying a piece of land to build a home or to utilize for business purposes.
Construction Loan
A construction loan is a short-term loan that covers only the costs of custom home building or commercial property. This is different from a mortgage, and it’s considered specialty financing. Once the property is built, the prospective occupant must apply for a mortgage to pay for the completed home.
Apply now for business financing
Are you ready to make your business thrive?
With Carter and Carter’s Business LLC, we focus on making your business thrive and not just survive. We work closely with you to make tailored solutions specific to your needs.
Our Testimonials